||Investment below 65% in equities.
||They are less risky as compared to equity-oriented balanced schemes.
||Limited opportunities of capital appreciation due to less involvement in equities.
||These funds are less aggressive and hence offer lower risk and lower return than equity-oriented funds.
||Suitable for those, who want to invest in moderately risky fund
||More than one year.
||Invest at least 65% in equities, remaining in debt.
||A balanced fund with higher allocation to equities.
Have the potential to generate higher returns than debt oriented balanced funds.
|Higher risk due to equity-market orientation.
||Due to investment in debt market, they are less aggressive than equity funds.
||Suitable for those, who want to invest in moderately risky fund with higher equity allocation.
||Investment in these funds should be made for long term, say 2-3 years.